Our Policies

All our policies, terms, and legal information in one place.

AML Policy Privacy Policy Refund Policy Terms & Conditions Disclaimer Disclosure

AML Policy

Provisions of Prevention of Money Laundering Act, 2002

Prevention of Money Laundering Act, 2002 (PMLA) forms the core of legal framework put in place by India against money laundering and terrorist financing and crimes. PMLA and Rules notified there under came into force from 1st July, 2005. Under PMLA, all entries registered with SEBI are required to furnish information of all suspicious transactions whether or not made in cash to FIU-IND. Under Section 3 of PMLA, projecting of crime as untainted property is an offence of money laundering liable to be punished under section 4 of PMLA.

Money Laundering involves disguising financial assets so that they can be used without detection of illegal activity that produced them. Through money laundering, a launderer transforms monetary proceeds derived from criminal activity into funds with as apparently legal source.

Financial Intelligence Unit-India (FIU-IND) is the central national agency of India responsible for receiving, processing, analyzing and disseminating information of suspect financial transactions. FIU- IND is also responsible for coordinating and strengthening efforts of national and international intelligence, investigation and enforcement agencies in combating money laundering and related crimes.

Section 2 (1) (g) of PMLA Rules defines suspicious transaction whether or not made in cash which, to a person acting in good faith:

  • Gives rise to a reasonable ground of suspicion that it may involve proceeds of crime; or
  • Appears to be made in circumstances of unusual or unjustified complexity; or
  • Appears to have no economic rationale or bona fide purpose; or
  • Gives rise to a reasonable ground of suspicion that it May involve facing of activities relating to terrorism

Some examples of suspicious transactions reported to FIU-IND are as under:

Category Examples of Suspicious transactions
Identity of Clients
  • Identification documents were found to be forged
  • Address details furnished by account holder were found to be false
  • Doubt over real beneficiary of account
Suspicious Background
  • Positive match of name and date of births with person on various lists
  • Account of publicly known criminals

Privacy Policy

We at Investo Bazar Wealth Nivesh Pvt. Ltd. understand the confidentiality of your personal information and maintain it forever. We understand that information which you have given us is to be kept private and confidential, and we keep up our promise that we will safeguard information of our clients whether old or new. The information like your name, mobile no, email id, address etc are required for company as well as client as it helps in better communication of services. Following policy has been implemented for safeguarding information.

• The personal information would not be rented, sold, exchanged given or transferred to any person or company without your consent or reason.

Refund Policy

At InvestoBazar Wealth Nivesh Pvt. Ltd., we are committed to providing our clients with the highest quality research and recommendation services. However, we understand that there may be circumstances where a refund may be requested. This refund policy outlines the terms and conditions under which refunds are processed.

Refund Eligibility:

  • Refund requests must be made within 7 days of service activation
  • Services not utilized or accessed may be eligible for full refund
  • Technical issues from our end that prevent service delivery
  • Duplicate payments or billing errors

Non-Refundable Items:

  • Market losses due to trading decisions
  • Services already utilized or accessed
  • Third-party service fees
  • Client's failure to follow provided recommendations

Terms & Conditions

Terms and conditions of Research and Recommendation Services
Terms and conditions of Research and Recommendation Services are detailed in terms and condition document. Please refer to the same for details.

Disciplinary history

  • No penalties / directions have been issued by SEBI under SEBI Act or Regulations made there under against Research Analyst relating to Research Analyst services.
  • There are no pending material litigations or legal proceedings, findings of inspections or investigations for which action has been taken or initiated by any regulatory authority against Research Analyst or its employees.

Disclaimer

Investobazar Wealth Nivesh Private Limited is SEBI registered as a Research Entity in terms of SEBI (Research Analyst) Regulations, 2014. SEBI Research Analyst No: INH000009861.

Investobazar Wealth Nivesh Private Limited or its associates has not been debarred/suspended by SEBI or any other regulatory Authority for accessing/dealing in securities Market.

The information and views in reports, our website & all the services ("Research Information") we provide are believed to be reliable, but We do not represent or warrant its accuracy, completeness, or reliability of information contained in our Research Information; investors and clients are advised to independently evaluate the market conditions/risks involved before making any trading/investment decisions.

The Research Information is not intended to be an exhaustive statement on the financial instruments, issuers, markets, or developments referred to therein. Reasonable care has been taken to ensure that the Research Information is not misleading or untrue at the time of publication. Any opinions expressed in Research Information are subject to change without notice.

The analysis contained in the Research Information is based on numerous assumptions. Different assumptions could result in materially different results.

Information in specific research reports is for the private use of the person to whom it has been provided without any liability whatsoever on the part of Firm, its partners, employees, and associate entities. The research material published on this website does not constitute an offer or solicitation to buy or sell any securities referred to therein. It should not be so construed, nor should it or any part of it form the basis of, or be relied on in connection with, any contract or commitment whatsoever.

The information and views on this website (https://investobazar.com) & all the services and reports that we provide are believed to be reliable, but We do not accept any responsibility (or liability) for errors of fact or opinion. Users have the right to choose products that suit them/their profile. Investment/Trading in Securities markets has its own risks. Sincere efforts have been made to present the right investment perspective.

The information contained herein is based on analysis and on sources that We consider reliable. We, however, do not vouch for the accuracy or completeness thereof. This material is for personal information, and We are not responsible for any loss incurred due to it and take no responsibility whatsoever for any financial profits or loss that may arise from the recommendations above.

You agree and understand that the information and material contained on this website imply and constitute your consent to the terms and conditions mentioned below. You also agree that Investobazar Wealth Nivesh Private Limited (Research Analyst) can modify or alter terms and conditions of use of this service without any liability.

The content of the site and the interpretation of data are solely the personal views of the contributors. Investobazar Wealth Nivesh Private Limited reserves the right to make modifications and alterations to the content of the website. Users are advised to use the data for purpose of information only and rely on their own judgment while making investment decisions.

The investments discussed or recommended may not be suitable for all investors. Investobazar Wealth Nivesh Private Limited does not warranty timeliness, accuracy, or quality of the electronic content.

Our clients (Paid or Unpaid), any third party, or anyone else have no rights to forward or share our calls or SMS or reports or any Information provided by us to/with anyone which is received directly or indirectly by them. If found so, then Serious Legal Actions can be taken.

By accessing https://investobazar.com, you have read, understood, and agreed to

Disclosure

At Investobazar Wealth Nivesh Private Limited, we believe in complete transparency and disclosure of all material information that may impact our clients' investment decisions. This disclosure document provides comprehensive information about our services, fees, and potential conflicts of interest.

Financial Disclosure:

  • SEBI Registration Number: INH000009861
  • Registration Type: Research Analyst
  • Validity: 13 Jun 2022 - Perpetual
  • Registered Office: E309, Crystal Plaza Premises, 3rd floor Link Road, Opp. Infinity Mall, Andheri West Mumbai, Maharashtra, 400053
  • Branch Office: 610, 6th Floor, Princess Business Skypark, Opp. Orbitto Mall, PU 3, Vijay Nagar, Indore – 452010

Service Disclosure:

  • All recommendations are based on our research and analysis
  • Past performance does not guarantee future results
  • Market risks are inherent in all investments
  • Clients should read all related documents carefully